Glossary

Is this your first time dealing with car insurance? We at Spokane Car Insurance know that it can be a difficult and frustrating process to beginners. There's a lot to take in at once and it's important to understand exactly what it all means. That's why we've put together this helpful glossary of some common auto insurance terms. Read to find all the car insurance terminology definitions you need!Collision coverage refers to auto insurance that helps you pay for damages and repairs should your car hit another vehicle or an object.

Adjuster: An adjuster is generally responsible for investigating and settling auto insurance claims.

Claim: An auto insurance claim is a policyholder's request to be reimbursed for a loss that's covered by car insurance.

Collision Coverage: Collision coverage refers to auto insurance that helps you pay for damages and repairs should your car hit another vehicle or an object.

Deductible: For most types of car insurance, you'll have to pay a certain amount of money for damages if you file an auto insurance claim, referred to as your deductible.

Exclusions: An exclusion in your policy refers to situations that your auto insurance does not cover.

Examine how to get a low premium on the following page.

Select Insurance Type:
Enter Zip Code:

Indemnity: An indemnity is a predetermined amount that is paid for a covered loss.

Insurance Score: Similar to a credit score, insurance scores are decided by independent consumer reporting agencies and determine your chances of future insurance losses.

Liability: Typically, liability refers to legal responsibility, such as in deciding who is legally responsible for an accident.

Medical Benefits: Some auto insurance policies may provide medical benefits in the case of an injury.

Policy Term: A policy term is the length of time your auto insurance policy is valid.

Secondary Driver: Secondary drivers are listed on your auto insurance policy and insured, though they are not the vehicles primary driver.

Business Aid

Worried about slumping sales for your business? See how you can turn it around with expert help.

Only deal with safe and secure websites.